Emergency / Disaster Resources

We are updating this web page regularly with information for RESIDENTS/EMPLOYEES, BUSINESSES, and NONPROFITS.  However, the regulations surrounding COVID-19 are changing rapidly, and we strongly suggest you confirm the information below wherever possible.  (Page updated 5/15/2020)
Blue and grey spheres with spikes coming out resembling a virus

Access an editable "STOP" sign that can be posted to share your cleaning practices and ask people with COVID symptoms not to enter here.  

Find a link to continuously updating Best Practices for a Responsible Restart here.  

City Services/Resources

At this time, the City is fully operational and staff is continuing to meet with local companies by telephone, email, and online conferencing to discuss challenges and policy changes that are affecting various industries.  If you would like to discuss your situation further with staff, please reach out to Jennifer Patterson by email or by phone at 513-539-7374 x 1023. 

The City currently does not have any financial assistance programs for residents or businesses.  However, we are working with our affected utility customers wherever appropriate to try to reduce immediate financial burden, and we are committed to encouraging job opportunities and employee-employer connections throughout our business community.    

Additional Resources for Residents/Employees

Available Jobs - Ohio has launched a streamlined job website to match job seekers with available positions.  Many large employers are seeing increased demand at this time and looking to hire employees.  Locally, you can also check the City of Monroe’s job board as well.  

Unemployment Through the State of Ohio - Ohio has issued a mass layoff number (2000180) for employees affected by a layoff related to COVID-19.  Despite delays in processing due to the overwhelming demand for unemployment, claims are being paid retroactively to the time that you qualified.  Visit the Ohio Department of Job & Family Services for information on how to file a claim.  The Frequently Asked Questions section is particularly helpful.  ** UPDATE 4/16 **  This 41 page FAQ document may able be helpful - use the keyword search to make it more user-friendly.  ** UPDATE 4/22 ** The first letter of your last name now determines the day of the week that you should file your unemployment claim on.  For more details, click here

Restaurant Strong Fund - The Sam Adams’ Restaurant Strong Fund has launched in Ohio. The program provides $1,000 grants to qualified full-time restaurant and bar employees.  Scroll down on the webpage to donate or apply.   

Restaurant Employee Relief Fund - The National Restaurant Association Educational Foundation has a grant program that provides $500 grants to qualified part-time and full-time restaurant industry employees.  

Bartender Emergency Assistance Program - The USBG has a program that grants $150 - $500 to bartenders, bar servers, and bar backs whose employment was affected by COVID-19.  Click here for more information.  

Utility Assistance - Duke Energy provides gas and electric service in Monroe.  You can reach more about their COVID-19 resources here.

Personal Financial Protection - the Consumer Financial Protection Bureau’s website recommends steps to take to protect your personal finances during this pandemic.  

Mental Health Support - The Ohio Department of Mental Health & Addiction Services has a website dedicated to -resources for families, schools, communities and employers.  For more immediate assistance, text  4HOPE to 741 741 or call the hotline at  1-877-275-6364.  Additionally, the CDC’s mental health/coping with stress information can be found here.  

Additional Resources for Businesses

Federal Financial Resources - the Federal government continues to rely on loans through the Small Business Administration (SBA) as the primary source of small business funding.  A comprehensive list of funding resources and trade support can be found here.  The definition of a small business under SBA guidelines varies by industry based off of annual receipts and/or number of employees.  

The three most discussed SBA programs at the moment include the Economic Disaster Injury Loan (EDIL), the 7a Loan,  the 7a Express Loan, and the Paycheck Protection Program (PPP).  The EDIL provides low-interest loans of up to $2M that can be used to pay fixed debts, payroll, accounts payable and other bills.  It also has an option for a $10,000 cash advance.  The Paycheck Protection Program is a loan program that can be converted to a grant (part of the loan is forgiven) if the funds are used to pay qualified expenses.  This article is an easy-to-read handout on the Paycheck Protection Program from the U.S. Chamber of Commerce, and this article is a list of FAQs provided by the U.S. Senate Committee on Small Business & Entrepreneurship.  ** UPDATE 4/24 ** The Paycheck Protection Program and the EDIL program have both been funded again on 4/23.  The PPP program has an additional $310B with $60B set aside for underbanked businesses (those businesses that do not have a strong banking relationship in place due to being a new business, etc).  EDIL received an additional $60B to be handed out out as grants and loans.  Industry representatives have said not to file again if you’ve already filed - even if you didn’t receive a loan in the first round of funding - because you can only have one loan/application at a time.  Please contact your lender to confirm this.  IF YOU WERE DENIED EDIL FUNDING PREVIOUSLY, this article may help you to understand why.  

All SBA programs are handled by local lending institutions (typically banks).  You should reach out to your existing bank (where you have your business or personal accounts) and ask if they are an approved SBA lender.  If they are not, you can use this search tool to find a local lender that is SBA-approved.  Due to COVID-19, many of the traditional SBA lending requirements have been waived - this includes the SBA being a lender of last resort, personal collateral, etc.  If you were previously turned down for an SBA loan, these programs could still be an opportunity in the current climate.  However, the bank is still responsible for under-writing the loan, so credit history reviews and similar underwriting elements still apply.

The Federal Reserve’s Main Street Lending Program may be another revenue source for companies who had good credit prior to the pandemic.  The program has two funding avenues - the Main Street New Loan Facility and the Main Street Expanded Loan Facility.  These are 4 year loans with a minimum loan size of $1,000,000.  ** UPDATE 5/1 ** The Federal Reserve Board extended scope and eligibility of the Main Street Lending Program on April 30.  This link has a nice chart that those the updated terms for new, existing and expanded Main Street loans, and this link will take you to a list of FAQs about loan eligibility, terms, and effects on other loan sources.  

State Resources - In addition to the streamlined job website noted above, the State of Ohio has created the Office of Small Business Relief to coordinate information flow to small businesses.  You can be added directly to their mailing list by emailing them.

Companies often have questions as to whether they are considered an essential business under Governor DeWine’s stay at home order.  We encourage you to read the order and decide if your business is essential.  If you have further questions or concerns, there is a dispute resolution procedure that can provide clarity.  

Liquor Buy Back - Restaurants, bars and certain events that purchased liquor may be able to sell the liquor back to Ohio.  For more information, click here.  

Insurance Premium Deferment - The Ohio Bureau of Workers Comp has automatically deferred premium payments for March, April and May.   The Bureau’s FAQ section and this document explain this deferral process and how COVID-19 affects BWC claims.   In addition to BWC premiums, health insurance premiums may also be deferred.    ** UPDATE 4/16 ** Governor DeWine has asked BWC to refund 100% of the worker’s compensation premiums paid in 2018.  You can read the highlights of the refund here.  

Private (JobsOhio) Financial Resources - The current JobsOhio COVID-19 assistance is targeted towards companies that already have an active project with JobsOhio.  If your company is expanding into new products or looking to hire new employees because of a product or market expansion (not organic growth), please reach out to the City to be connected with JobsOhio’s resources.

Transitioning to Personal Protective Equipment (PPE) Manufacturing - Monroe is fortunate to have a number of strong manufacturing companies in the plastics, steel, automotive, and textile/consumer goods industries.  This handout from the Ohio Manufacturers’ Association explains Ohio’s approach to supporting employers making the transition to PPE.  By entering your company’s information into this short survey, a member of the manufacturing/engineering/healthcare support team will reach out to you to further discuss if producing PPE makes sense for you from a supply and demand perspective. 

A comprehensive list of PPE materials and parts can be found here.

Workforce Resources - There are two workforce programs that can assist employers looking to offset payroll costs.  The first solution provides fairly quick payroll relief through the Office of Unemployment’s Shared Work Ohio program.  This program allows employers to reduce the hours of 2 or more employees by 10-50%, and the Office of Unemployment contributes toward the employee’s lost wages.  

The second workforce support program is TechCred.  TechCred is a longer-term program that reimburses wages after an employee completes pre-approved training that is technology-driven and results in a recognized credential.  TechCred’s enrollment period varies - please reach out to Jennifer Patterson with the City of Monroe if you’re interested in learning more about this program or possible educational providers that offer the certifications you’re looking for.  

Workplace Safety - Antibody testing kits are in high-demand as employers work towards a responsible re-opening.  Here is guidance from the Ohio Department of Health on how to avoid antibody testing kit scams.  

** UPDATE 4/22 ** Companies looking to secure PPE to ensure a responsible, safe working environment may have success using the PPE Exchange.  This website functions like Craigslist - it’s a direct connection between the buyer and seller.  Please use appropriate caution and due diligence when purchasing PPE materials to ensure quality and safety.  

** UPDATE 4/24 ** This business checklist provides a great framework for identifying and evaluating short-term, mid-term, and long-term return to work strategies.  

Additional Resources for Nonprofit and Service Organizations 

United Way Assistance - The United Way of Warren County has partnered with United Way of Butler County and others to offer grants to organizations that are focused on serving high-need populations through services such as food insecurity, housing and shelter, medical needs, child and senior care, etc.

CARES Act - The federal CARES Act (version 3, signed into law on March 27) opened up some Small Business Administration (SBA) resources to qualified nonprofit organizations.  At this time, only 501(c)(3) and 501(c)(19) organizations can access these resources.  This article from the National Law Review gives an overview of the CARES Act from a nonprofit perspective, while this article explains what funding programs are available these nonprofits and what their responsibilities now are regarding sick leave and similar provisions.